Tie generation of credit proportional to performance of assets?

Right now, we have a free quota (orange) of 1.0 hour per day for people, so they can invest into others, and generate shares. However, there is no other schema by which extra credit (orange) is generated, other than buying with external currency. To make economy self-sustaining, we could tie the ability to borrow from thin air, with the performance of assets (blue) in possession.

Note: This pertains to the previous system, that 0oo was derived from, and is mentioned before, for example, in this video.